Quick Guide to Getting Started with Bento for Business

Funding Your Account

Once your application has been approved, you can link a bank account to your Bento account. By linking a bank account, you can also set up Automatic Transfers via Bento Transfer.

To instantly link a bank account, go to the Funds tab and click the "Add Funds" button in the upper left corner of the screen, or click "Click to connect a bank" under the Bento Transfer Icon. From there, you'll enter your online banking credentials to complete the verification process. Most major banking institutions support instant bank account verification. If your bank does not support instant bank account verification, you will need to use the Deposit Verification method.

If you select Deposit Verification, enter your bank's routing number and account number to link the account. 2 small deposits will be deposited into the linked bank account to verify that the account number you’ve entered is valid and associated with a bank account you can access.

In about 1-2 business days, you'll see two small deposits in the account activity of the bank account you connected. Log back in to your Bento account to input the two deposit amounts into the fields in the “Verify Account” section on the Funds tab. If the two amounts you enter match the verification deposit amounts, your bank account will be successfully verified and from there, you can initiate a Bento Transfer.

Learn More: Link and Verify My Bank Account to Transfer Funds

Learn More: Transfer Funds


Creating and Adding Cards

Once you’ve initiated your first deposit, the next step is creating Bento cards for your various employees, staff, and/or projects. On the Cards page, you have a few options-- you can:

  • Order cards for employees/staff
  • Order utility cards for general purpose, teams, or projects

Utility cards were designed to be used for a special need or a specific category or group of transactions, making it easy to later organize and reconcile expenses. For example, you can create a utility card called "Gas Card," which you’d use whenever you fill up at the gas pump. Transactions made on the "Gas Card" will automatically be organized on your Dashboard.

If there are employees that need to make purchases on behalf of the business, Bento is the perfect tool. Bento eliminates the need for employees to submit expense reports and saves businesses time & money by cutting out the often tedious process of trying to chase down receipts and issue reimbursements.

Order an employee Bento card for each of your employees-- you can proactively configure spend controls for each card, giving yourself peace of mind, and an easy way to track business spend. For each Bento employee card you order, you’ll be prompted to fill out details about the intended cardholder. A few fields are required for a card to be issued to a specific individual; the basic pieces of information we’ll ask for about the card holder are:

Full name
Date of birth
Phone number
Email address* (optional)

* Email address is required if you wish to grant your employees access to the Bento Mobile App.

Bento cards are printed and delivered to your business address within 7-10 business days. Once you receive the Bento cards in the mail, the card may be activated by the cardholder by calling (866) 220-8455 or by the primary account holder by visiting https://www.bentoforbusiness.com/activate. Each cardholder will need to provide personal information in order for their identity to be verified. 

Learn More: Best Practices for Ordering Cards

Learn More: Set Spend Controls on Bento Cards 


Adding Admins

Lastly, you can add Admins to the Bento account. Admins can be granted specific permissions to view and/or manage certain aspects of the Bento account. This option is fitting for someone that helps you manage your business operations and expenses, like an assistant, accountant, or bookkeeper.  Admins can optionally be issued a Bento card at no additional cost.

Learn More: Add and Manage Admins

Learn More: Change Permissions for Admins

Learn More: Add Cards for Admins


Save Time and Money with Bento for Business

Relax and enjoy the ease of Bento's real time controls and transparency on your expenses. Bento makes sure that your employees will have access to the funds that they need - according to the limits that you need for your business's bottom line. 

If you have any questions or need any further help, please give us a call at (866) 220-8455 (9 am to 5 pm CST) or reach us by live chat (8:30 am to 7 pm CST) on our website (excluding Bank Holidays). You can also send us an email at support@bentoforbusiness.com.

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