How does Bento protect my money and my account information?

We understand that our customers trust us with their money and the bulk of the work we’ve put in over the years has gone to ensure that we keep them protected.  Bento continues to work hard to keep its customers' data and money safe. Here are a few ways we strive to maintain the security of our products and customers:


Data Encryption

Bento uses 256-bit Secure Socket Layer (SSL) encryption to ensure personal information is protected, and all data is stored in highly secure data centers, which utilize state-of-the-art electronic surveillance and multi-factor access control systems. For more details on how Bento helps keep your data as secure as possible with automatic encryption for all of your sensitive information and email communications, please visit our FAQ page.


PCI DSS Compliance

Bento is PCI DSS compliant.

Payment Card Industry Data Security Standard (PCI DSS) is a widely accepted set of policies and procedures intended to optimize the security of credit, debit and cash card transactions and protect cardholders against misuse of their personal information. 

PCI DSS compliance requirements were developed and are maintained by the Payment Card Industry (PCI) Security Standards Council, and consist of a set of security controls that businesses are required to implement to protect credit card data and comply with the PCI Security Standards.

For more information on PCI DSS Compliance, please visit:


Member FDIC 

The Bento Mastercard Prepaid Card is issued to our customers by Community Federal Savings Bank-- an FDIC-insured member institution. The Federal Deposit Insurance Company (FDIC) provides its member institutions deposit insurance for up to $250,000 per ownership category.

Each Bento account is considered a single ownership category, and therefore in the event that a claim must be made to the FDIC, the primary account holder can claim up to the $250,000 limit for the entire account.

This coverage is automatically applied upon opening a Bento account, so no additional application needs to be made by the primary account holder in order to receive the FDIC insurance coverage. 

For more information on FDIC insurance, please visit: 



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